If you don’t pay your credit card bills off each month, please don’t read any further.
If you do, it might be a benefit to you, (and to me too), for you to read this post below, and the disclaimer below.
Basics: 65,000 Membership Reward Points for spending $5,000 over 3 months (60,000 bonus plus 5,000 from spend)
This is a credit card offer that I personally have benefitted from and currently carry in my wallet. Wouldn’t suggest it if I hadn’t used it myself.
If you are able to normally spend $5,000 over the course of 3 months, (internet, cable, cell phone, groceries, insurance, fuel, business expenses, etc.) this offer might be for you. If not, try this card instead.
My link below to the offer, is a referral link for me, I do benefit if you use my link. Thanks.
Wait! This card has a HUGE $550 annual fee!
Yup. And if you use the card properly, and the many extra benefits, that fee will just about disappear. Honest. It can actually end up being a credit.
The airline fee credit alone, if handled right, is worth literally $400.
Here is a link from an expert I frequently use that helped me get the maximum value out of this card.
It is worth the fee? This post from an expert is excellent info for you.
If the fee is out of your comfort zone, do not apply. Instead, consider this no-fee card which also earns Membership Rewards.
What do I do with Membership Rewards?
Best use, flexible transfer to airlines. This is how I garnered international first class airline tickets. Many other uses as well.
Here is a link from an expert I frequently use with more information on the benefit of Membership Rewards.
If this card is too steep for you, consider the Amex EveryDay® Credit Card which only has a spending requirement of $1,000 in three months for 15,000 Membership Rewards.
Many of you know that Sarah and I have traveled frequently over the past 7 years. Hawaii, Israel, Boston, Oregon, Orlando, New Orleans, etc. Some of you also know that we have paid close to nothing for airfare, and even flew to Hawaii and Israel in Business Class.
Frequently, our accommodations have also been at no cost. 9 days in Orlando, with hotel breakfast and dinner, no cost. By managing not just how much we spend, but HOW we spend, has enabled us to accomplish this.
We utilize offers from credit card companies, that reward with a huge bonus for spending a certain amount within a certain period of time. I pay no interest charges, no late fees, and very rarely pay an annual fee, unless the benefit of the fee is financially worthwhile to me.
If you can stay on top of details, keep track of dates, pay your bills in full and on time, and if you are already spending enough to meet the requirements, this could be a helpful hobby for you, as it has for me.
If not, please move along. It won’t be worth your time, and could end up hindering you financially.